Benefits Of Workman’s Comp
We all are aware of the fact that a work related kind of injury that is unexpected is very expensive and this is because it comes with a prolonged medical treatment and even rehabilitation. You ought to be aware of the fact that work related injuries could eventually bring about huge or significant financial burden due to the fact that you also incur daily expenses.
Being an employee in some organization means that you are aware of the fact that a work related injury could be very catastrophic due to the financial burden and the physical pain that one goes through. Luckily for employees, there is the workman’s comp that gives them a lot of benefits to enjoy. It is vital to take note of the fact that a workman’s comp is something that helps employees to be relaxed all through their employment because it gives them the certainty that they will be safe financially whenever something tragic happens to them while at work. this article outlines the merits that come with the workman’s comp.
Cash benefits are the very first merits that come with workman’s comp. One thing that you should be aware of is the fact that the cash benefits are never paid for the first one week of disability unless the injury or the disability extends to more than two weeks. After the two weeks, the worker will receive cash from the very first day that he or she will be off work. You will also be provided with the necessary medical care whether the disability period is long or short. The amount that one receives is usually based on the average wage they received the past year.
From the workman’s comp you will also be entitled to medical coverage. You ought to be aware of the fact that the injured employees who usually file for workman’s comp receive medical coverage. If you have suffered any occupational hazard, you should be aware of the fact that the workman’s comp will cover for your medical bills.
Lastly, you should be aware of the fact that workman’s comp gives one rehabilitation. This is vocational rehabilitation to the workers who are not able to return to their previous work stations because of on the job kinds of injuries. The workman’s comp could also cater for psychological rehabilitation if the injury suffered by the employee was a mental injury. The other good thing about the workman’s comp is the fact that whenever the injury you suffered the on the job kind of injury that leads to death, the death benefits strictly go to your spouse, your minor children or the other dependants and it will even cover for the burial costs.